Sanlam loans – When seeking loan solutions, borrowers usually turn to the most well-known and most trusted names of the finance industry. One of these names in South Africa is Sanlam, a financial services provider with a wealth of experience. One of the longest-serving institutions in South Africa (it was established in 1918), it has forged robust relationships with individual clients and institutions over a number of years.

It diversified its portfolio by adding personal loan options for clients at competitive interest rates with flexible repayment terms. The introduction of Sanlam Personal loans was designed to meet individual client needs by offering a broader range of products and services.

Individuals often have to pay for emergencies or may have the desire to fund personal projects. Unexpected costs may come up but should not hamper the quality of life. Sanlam is a responsible lending institution and will consider individual needs when assessing individuals.
Offering up to R150 000 in finance, Sanlam loans are ideal and offered at a fixed interest rate. Subject to credit approval, applicants may qualify for personal loans if they are 18 years or older, permanently employed, South African residents, earn a regular monthly income of R2,500 or more and provide proof of income if they are self-employed.

Applicants need to provide details of the bank account into which their income is deposited and from which debit orders can be processed. In a quest to maintain transparency and responsible lending, Sanlam’s language policy stipulates that loan agreements be drawn up in five of South Africa’s eleven official languages. Sesotho, isiZulu, isiXhosa, English and Afrikaans are the languages of choice. Clients can thereby be presented with the best loan options in ways they can best understand.

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